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Compare/🇨🇦 CAN vs 🇺🇸 USA/Household Debt Service Ratio
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Household Debt Service Ratio

Debt payments as % of disposable income

🇨🇦 Canada
14.9%▲ 6.0
As of 2025-04-01
🇺🇸 United States
8.5%▼ 2.0
As of 2025-04-01

Historical Comparison

2005 Q22006 Q42008 Q22009 Q42011 Q22012 Q42014 Q22015 Q42017 Q22018 Q42020 Q22021 Q42023 Q22025 Q20.0%7.0%14.0%21.0%28.0%
  • Canada
  • United States

Why it matters

Shows the actual burden of debt on household cash flows.

Frequency: quarterly
Units: percent
Seasonal adj.: N/A
Importance: 8/10