housing
Household Debt-to-Income Ratio
Total household credit market debt as % of disposable income
🇨🇦 Canada
105.8%▲ 62.2
As of 2025-10-01
🇺🇸 United States
41.3%▼ 8.8
As of 2025-04-01
Historical Comparison
- Canada
- United States
Why it matters
Canadian households among the world's most indebted. A systemic risk.
Frequency: quarterly
Units: percent
Seasonal adj.: N/A
Importance: 9/10