monetary
5-Year Fixed Mortgage Rate
Posted 5-year fixed conventional mortgage rate
🇨🇦 Canada
2.49%▲ 1.39
As of 2025-12-09
🇺🇸 United States
3.58%▲ 2.36
As of 2026-02-12
Historical Comparison
- Canada
- United States
Why it matters
The rate most Canadian homebuyers face. Key affordability driver.
Frequency: weekly
Units: percent
Seasonal adj.: N/A
Importance: 8/10